Description
Credit, DEBIT AND PREPAID card cloning fraud – sometimes known as
card skimming – is a type of credit card theft in which a fraudster
creates a copy of a legitimate user’s credit card.
Fraudsters typically rely on technologies like skimmers, small devices
that can be affixed to hardware like point of sale (POS) terminals at a
physical retail location or even at an ATM. These skimming devices act
as card readers that collect an unsuspecting victim’s credit card
information – including card numbers, PINs, and CVV data – by reading
the magnetic stripe on the back of the physical credit card or debit
card. They are also cheap and can be obtained through online purchases.
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